At Seed Credit Limited ("SCL", "we", "us", or "our"), we place the highest priority on protecting the security and privacy of our customers. This Privacy Policy details the exact types of information we gather, how we utilize it, and the robust security configurations deployed to guarantee its protection.
1. Information We Collect
To deliver our premium financial loan products (Seed Advance, Seed Assets, and Seed Business), we process personal and corporate data submitted by you during the loan application stage, which includes:
- Personal Identification Details: First name, last name, date of birth, gender, and marital status.
- Contact Details: Residential address, phone numbers (mobile and corporate work lines), and email addresses.
- Professional Details: Employment status, employer name, industry category, length of employment, and verified monthly income streams.
- Financial Security Context: Requested credit amounts, purpose of credit, bank account details, and credit records.
2. How We Use Your Information
We process your data strictly under recognized legal bases. The primary methods of utilization include:
- Assessing your application details for rapid screening and algorithmic credit score appraisal.
- Completing credit disbursements and organizing structured repayment schedules.
- Fulfilling compliance requirements, anti-money laundering checks, and corporate verification checks.
- Providing customer support and sending critical updates related to loan processing states.
4. Data Security Protocols
We implement state-of-the-art administrative, logistical, and technical security controls to safeguard your financial details. These protection systems include:
- Full AES 256-bit database encryption on resting data assets.
- Secure Sockets Layer (SSL) transport encryption mapping all communications.
- Mandatory Subresource Integrity (SRI) checks preventing CDN script injection.
- Automated session timeouts and strict role-based authorization controls.
5. Your Rights and Choices
Under local financial regulations and standard privacy laws, you possess absolute control over your personal data:
- Access: The right to request an exported summary of all personal profiles we retain.
- Rectification: The right to update inaccurate or outdated contact information.
- Erasure: The right to request data deletion once all active financial loan liabilities are fully settled.
6. Contact Us
If you have any questions, complaints, or need clarity regarding our zero-trust data protection systems or this privacy statement, please get in touch with our Chief Compliance Officer:
- privacy@seedcreditltd.com
- Seed Credit Limited HQ, Broad Street, Lagos, Nigeria.